 
                        
                    You need to buy a minimum number of shares
                             which is currently forty (40) @GH$5.00 per share
                             amounting to GH$200.00.
                             Members are at liberty to buy more shares on
                             monthly basis or as and when you have the money.
                             One member must not own more than 20% of the
                             total assets of the union.
                             Kindly note that credit union concept entitles
                             members to have one vote each irrespective of the
                             number of shares a member holds.
                             
                             Kindly Note: You cannot withdraw your shares since it is the
                             capital base of the union until you exit. However,
                             you will receive a yearly dividend on shares as long
                             as the union makes surplus in the year.